HMY Harmoney Corp Limited
Financial Services · Credit Services
· website
· 84 employees
$0.73
52wk 0.63 – 1.00
Overall
62.6
Value
96.4
Growth
88.8
Health
22.5
Quality
67.4
Momentum
31.0
Dividend
—
Price
About Harmoney Corp Limited
Harmoney Corp Limited, together with its subsidiaries, provides secured and unsecured personal loans through online in Australia and New Zealand. The company offers personal loans, including debt consolidation, home improvement, holiday, wedding, medical, education, car, and business loans. Harmoney Corp Limited was incorporated in 2014 and is headquartered in Auckland, New Zealand.
Price analytics
Returns
| 1 day | 0.7% |
| 1 week | 0.7% |
| 1 month | -3.3% |
| 3 months | -3.3% |
| 6 months | -4.5% |
| 1 year | -21.0% |
| 3 years | 44.1% |
Risk
| Volatility (1y ann.) | 49.7% |
| Beta vs ASX 200 | 1.42 |
| Sharpe (1y) | -0.30 |
| VaR 95% (1-day) | -5.2% |
| Max drawdown (1y) | -32.3% |
| Off 1-year high | -23.4% |
Technicals
| RSI(14) | 50 |
| vs 50DMA | -3.0% |
| vs 200DMA | -7.5% |
| Trend | Death cross |
Fundamental trends
Financial statements
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Scoring breakdown
(2 Oct 2026)
Value
96.4
Trailing P/E
100
Forward P/E
100
PEG ratio
—
EV / EBITDA
—
Price / Book
89
Price / Sales
92
Growth
88.8
Revenue growth (1y)
98
Revenue CAGR (3y)
80
EPS growth (1y)
—
EPS CAGR (3y)
—
Financial Health
22.5
Net debt / EBITDA
0
Interest coverage (EBIT/interest)
1
Current ratio
100
Debt / Equity
0
Quality (Profitability & Cash Flow)
67.4
Return on equity
100
Return on assets
11
Operating margin
43
Net margin
100
Cash conversion (OCF / net income)
—
Dividend / Income
—
No meaningful dividend — pillar excluded from the overall score.
Momentum
31.0
6-month return vs ASX 200
35
Price vs 200-day average
25
Price vs 50-day average
35
Position in 52-week range
28
Hover a row's info icon for the exact rule. Bounds and weights are configurable in the Django admin (Scoring configuration).
Score history
Key metrics
Market cap
$75.71M
P/E (trailing)
7.35
P/E (forward)
4.30
EPS (trailing)
0.10
Dividend yield
—
Payout ratio
0.0%
Beta
1.05
EV / EBITDA
—
Price / Book
1.62
ROE
25.2%
Operating margin
10.8%
Net margin
20.5%
Total cash
$43.33M
Total debt
$877.95M
Current ratio
135.59
Debt / Equity
18.73
Free cash flow
—
Avg volume
35,386
Latest annual results
(FY ending 30 Jun 2026)
- Revenue$176.36M
- Gross profit$176.36M
- Operating income$76.19M
- Net income$12.46M
- Diluted EPS—
- Free cash flow$44.01M
- Net debt$1.02B