Pepper Money Limited operates as a non-bank lender in the mortgage and asset finance markets in Australia and New Zealand. It operates through three segments: Mortgages, Asset Finance, and Loan and Other Servicing. The Mortgages segment engages in the financing for residential home loans, small balance commercial real estate loans, and self-managed super fund mortgages. The Asset Finance segment finances a range of asset types for consumer and commercial customers. The Loan and Other Servicing segment provides independent loan servicing for mortgages, and asset finance and personal loans. It also offers auto and equipment finance, novated leases, and third-party loan services. The company was formerly known as Pepper Group Pty Limited. The company was incorporated in 2000 and is based in North Sydney, Australia. Pepper Money Limited is a subsidiary of Pepper Group Anz Holdco Limited.
Price analytics
Returns
1 day
0.3%
1 week
2.7%
1 month
-11.5%
3 months
6.2%
6 months
-6.8%
1 year
-11.5%
3 years
32.7%
Risk
Volatility (1y ann.)
47.8%
Beta vs ASX 200
1.51
Sharpe (1y)
-0.11
VaR 95% (1-day)
-3.8%
Max drawdown (1y)
-39.6%
Off 1-year high
-30.7%
Technicals
RSI(14)
47
vs 50DMA
-3.9%
vs 200DMA
-6.8%
Trend
Death cross
Fundamental trends
Financial statements
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Scoring breakdown
(2 Oct 2026)
Value97.7
Trailing P/E
100
Forward P/E
100
PEG ratio
—
EV / EBITDA
—
Price / Book
99
Price / Sales
89
Growth23.6
Revenue growth (1y)
26
Revenue CAGR (3y)
11
EPS growth (1y)
52
EPS CAGR (3y)
0
Financial Health44.4
Net debt / EBITDA
—
Interest coverage (EBIT/interest)
—
Current ratio
100
Debt / Equity
0
Quality (Profitability & Cash Flow)69.4
Return on equity
65
Return on assets
6
Operating margin
100
Net margin
100
Cash conversion (OCF / net income)
—
Dividend / Income61.5
Dividend yield (%)
100
Payout ratio
72
FCF dividend cover
0
Momentum32.9
6-month return vs ASX 200
47
Price vs 200-day average
27
Price vs 50-day average
30
Position in 52-week range
22
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