TWR Tower Limited
Financial Services · Insurance - Property & Casualty
· website
· 966 employees
$1.58
52wk 1.41 – 1.85
Overall
64.2
Value
75.8
Growth
70.0
Health
55.6
Quality
70.1
Momentum
48.3
Dividend
61.5
Price
About Tower Limited
Tower Limited provides general insurance products in New Zealand and the Pacific Islands. Its insurance products include car, house, contents, contract works and renovation cover, landlord, boat, business, travel, pet, renters, house and contents bundle, electric vehicle, motorbike and motorcycle, lifestyle block, caravan or trailer, as well as motorhome, campervan and RV insurance. It also offers multi-policy discount insurance. Tower Limited was founded in 1869 and is headquartered in Auckland, New Zealand.
Price analytics
Returns
| 1 day | -0.6% |
| 1 week | -1.2% |
| 1 month | 1.3% |
| 3 months | 3.9% |
| 6 months | -3.1% |
| 1 year | 3.3% |
| 3 years | 145.9% |
Risk
| Volatility (1y ann.) | 27.8% |
| Beta vs ASX 200 | 0.40 |
| Sharpe (1y) | 0.11 |
| VaR 95% (1-day) | -2.8% |
| Max drawdown (1y) | -18.5% |
| Off 1-year high | -13.6% |
Technicals
| RSI(14) | 49 |
| vs 50DMA | 1.2% |
| vs 200DMA | -0.9% |
| Trend | Death cross |
Fundamental trends
Financial statements
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Scoring breakdown
(2 Oct 2026)
Value
75.8
Trailing P/E
87
Forward P/E
90
PEG ratio
5
EV / EBITDA
90
Price / Book
82
Price / Sales
99
Growth
70.0
Revenue growth (1y)
56
Revenue CAGR (3y)
78
EPS growth (1y)
51
EPS CAGR (3y)
100
Financial Health
55.6
Net debt / EBITDA
—
Interest coverage (EBIT/interest)
—
Current ratio
0
Debt / Equity
100
Quality (Profitability & Cash Flow)
70.1
Return on equity
86
Return on assets
86
Operating margin
44
Net margin
62
Cash conversion (OCF / net income)
—
Dividend / Income
61.5
Dividend yield (%)
100
Payout ratio
0
FCF dividend cover
90
Momentum
48.3
6-month return vs ASX 200
50
Price vs 200-day average
47
Price vs 50-day average
56
Position in 52-week range
39
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Score history
Key metrics
Market cap
$544.31M
P/E (trailing)
12.19
P/E (forward)
10.71
EPS (trailing)
0.13
Dividend yield
11.4%
Payout ratio
145.5%
Beta
0.10
EV / EBITDA
5.54
Price / Book
2.13
ROE
17.2%
Operating margin
11.0%
Net margin
9.4%
Total cash
$90.81M
Total debt
$23.29M
Current ratio
0.62
Debt / Equity
0.07
Free cash flow
$94.85M
Avg volume
13,030
Latest annual results
(FY ending 30 Sep 2025)
- Revenue$541.56M
- Gross profit—
- Operating income—
- Net income$83.67M
- Diluted EPS0.23
- Free cash flow$121.70M
- Net debt-$45.50M