SLD 0.42 ▲0.00% MBG 0.21 ▲0.00% FDC 3.93 ▼-0.76% LF1 1.87 ▼-2.12% LGF 2.38 ▲0.86% DN1 98.00 ▼-0.17% WMX 1.58 ▼-2.46% RG8 2.52 ▲0.40% CTS 0.89 ▲2.89% TET 0.42 ▲1.20% MRE 1.68 ▲0.00% BST 0.27 ▲3.85% EFR 0.01 ▲0.00% RIV 1.20 ▼-0.42% KIT 1.80 ▲0.56% EMUCA 0.89 RF1 3.38 ▲0.00% AIX 9.00 ▲0.22% SLD 0.42 ▲0.00% MBG 0.21 ▲0.00% FDC 3.93 ▼-0.76% LF1 1.87 ▼-2.12% LGF 2.38 ▲0.86% DN1 98.00 ▼-0.17% WMX 1.58 ▼-2.46% RG8 2.52 ▲0.40% CTS 0.89 ▲2.89% TET 0.42 ▲1.20% MRE 1.68 ▲0.00% BST 0.27 ▲3.85% EFR 0.01 ▲0.00% RIV 1.20 ▼-0.42% KIT 1.80 ▲0.56% EMUCA 0.89 RF1 3.38 ▲0.00% AIX 9.00 ▲0.22%

ZIP Zip Co Limited

Financial Services · Credit Services · website · 877 employees
$2.07
52wk 1.38 – 4.93
Overall
63.0
Value
70.4
Growth
99.7
Health
23.7
Quality
83.8
Momentum
35.7
Dividend
—
Price
About Zip Co Limited

Zip Co Limited engages in the provision of digital retail finance, personal finance, and payments solutions in Australia and the United States. The company offers retail line of credit products and personal loans; retail installment products; and Buy Now Pay Later installment products to consumers. It also provides unsecured loans through banking partners, as well as payment options; online and in-store; access to point-of-sale credit; and digital payment services. The company was formerly known as ZipMoney Limited and changed its name to Zip Co Limited in December 2017. Zip Co Limited was incorporated in 2009 and is headquartered in Sydney, Australia.

Price analytics

Returns

1 day 3.8%
1 week 4.3%
1 month -13.0%
3 months -34.9%
6 months 3.8%
1 year -56.1%
3 years 711.8%

Risk

Volatility (1y ann.) 80.7%
Beta vs ASX 200 2.67
Sharpe (1y) -0.65
VaR 95% (1-day) -7.3%
Max drawdown (1y) -70.0%
Off 1-year high -57.0%

Technicals

RSI(14) 48
vs 50DMA -15.2%
vs 200DMA -16.4%
Trend Death cross
Fundamental trends
Financial statements
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Scoring breakdown (2 Oct 2026)
Value 70.4
Trailing P/E
53
Forward P/E
88
PEG ratio
—
EV / EBITDA
69
Price / Book
56
Price / Sales
88
Growth 99.7
Revenue growth (1y)
99
Revenue CAGR (3y)
100
EPS growth (1y)
100
EPS CAGR (3y)
—
Financial Health 23.7
Net debt / EBITDA
0
Interest coverage (EBIT/interest)
7
Current ratio
100
Debt / Equity
0
Quality (Profitability & Cash Flow) 83.8
Return on equity
84
Return on assets
94
Operating margin
100
Net margin
58
Cash conversion (OCF / net income)
—
Dividend / Income —
No meaningful dividend — pillar excluded from the overall score.
Momentum 35.7
6-month return vs ASX 200
100
Price vs 200-day average
0
Price vs 50-day average
0
Position in 52-week range
20

Hover a row's info icon for the exact rule. Bounds and weights are configurable in the Django admin (Scoring configuration).

Score history
Key metrics
Market cap
$2.58B
P/E (trailing)
23.00
P/E (forward)
11.33
EPS (trailing)
0.09
Dividend yield
—
Payout ratio
0.0%
Beta
3.25
EV / EBITDA
9.18
Price / Book
3.96
ROE
16.8%
Operating margin
42.1%
Net margin
8.7%
Total cash
$207.33M
Total debt
$2.76B
Current ratio
3.80
Debt / Equity
4.09
Free cash flow
$-36.70M
Avg volume
17.09M
Latest annual results (FY ending 30 Jun 2026)
  • Revenue$1.34B
  • Gross profit$799.80M
  • Operating income$358.89M
  • Net income$116.38M
  • Diluted EPS0.09
  • Free cash flow-$128.82M
  • Net debt$2.33B
Sector peers (Financial Services)
TickerMkt cap P/EScore
CBA $253.20B 23.3 38.2
NAB $117.86B 19.2 55.3
WBC $117.20B 16.9 45.3
ANZ $112.52B 19.0 56.2
MQG $93.62B 25.3 57.4
QBE $35.57B 11.6 80.1
CPU $23.13B 26.0 69.3
SUN $19.45B 19.3 52.7